How long does maternity leave last in Illinois? How much money do mothers get while out on bed rest, recovering from childbirth, or bonding with their newborn baby at home?
What about fathers taking paternity leave?
The answer to these questions is different for every person.
Parents working in government agencies often enjoy better income benefits than most taxpayers in private industry who support them.
Meanwhile, the protections for parents working in the private sector vary. Those who qualify for FMLA get twelve weeks, while all mothers have exclusive rights under the Illinois Pregnancy Leave Act (ILPLA).
Paid Maternity Leave Illinois
In Illinois, government agencies provide paid maternity leave for their public-sector employees. Meanwhile, taxpayers working for smaller private businesses are less fortunate, as the state does not have a law requiring these benefits.
Personal Loan
Mothers working in the private sector frequently take unpaid maternity leave, as Illinois does not mandate this benefit. Most employers do not provide this support. It is necessary to purchase short-term disability insurance before becoming pregnant.
A possible solution is to secure a personal loan before the beginning of your maternity leave. If granted, the loan can provide financial relief, allowing you to focus on bonding with your newborn.
Remember that you must repay the loan once you return to your job. It’s vital to verify your eligibility for FMLA job protections; ensure that your employer is covered and that you meet the criteria before applying for a loan.
Company Employees
Most Illinois parents working for private companies do not have paid maternity leave as the state does not require these benefits. However, some employers offer them voluntarily, and short-term disability is a possible substitute.
Short-Term Disability
Short-term disability insurance is the primary way Illinois mothers working for private companies can enjoy paid maternity leave benefits. However, you must enroll before conception.
Coverage is not required in Illinois. Women who purchase a new policy before conception at work might enjoy partial income replacement for these qualifying medical events.
- Pregnancy complications before birth
- Recovery from labor and delivery (childbirth)
- Postpartum medical complications that delay return to work
- Non-maternity-related accidents and illnesses
Getting disability benefits approved while pregnant will prove virtually impossible. All insurance companies exclude pre-existing conditions for at least one year, except in rare circumstances.
Government Assistance
Government assistance is sometimes the only way for the many parents working for private companies to survive their unpaid family leave. While you will not find ways to replace income, you could reduce expenses.
Federal government assistance during maternity leave helps low-income families slash various costs. If the mom or dad stops working for a significant period, you might fit the requirements for many programs.
- Temporary Assistance for Needy Families (TANF)
- Supplemental Nutrition Assistance Program (SNAP)
- Women, Infants, and Children (WIC)
- Childcare Assistance Programs
- Low-Income Home Energy Assistance Program (LIHEAP)
Voluntary Benefits
Others work for private companies that voluntarily offer paid parental leave to attract and retain a competitive workforce. Below is a sampling of large entities with these coveted benefits.
Check your employee handbook to verify what your company offers. Do not assume anything.
Collecting Unemployment
You cannot get unemployment on maternity leave in Illinois because, during this brief period, mothers fail most of the four requirements.
- Still employed while absent from work
- Physically unable to work when disabled
- Unavailable for employment while baby bonding
- Not seeking a new job
Filing for unemployment after maternity leave offers better approval odds. At this point, you can work and be available for duty, meeting the criteria you previously failed.
Government Employees
Many new parents working for government agencies in Illinois enjoy paid maternity leave supported by taxpayers without similar benefits.
Federal Government
Illinois residents working as civilian federal government employees enjoy paid parental leave benefits at 100% of income lasting up to eight weeks.
The Federal Employee Paid Leave Act covers workers with twelve months of service who log at least 1,250 hours in connection with a child’s birth or placement (for adoption or foster care).
Parents working for federal entities such as the Social Security Administration (SSA), Internal Revenue Service (IRS), US Postal Service (USPS), Department of Veteran’s Affairs, and many others often qualify.
State Government
Most Illinois State Government employees are eligible for ten weeks (50 days) of paid parental leave benefits for the birth of a baby or adoption of a child.
Apply for Illinois state employee paid leave benefits by providing the appropriate personnel office with several proof documents.
- Pregnancy thirty days before the due date
- Birth
- Parent-child relationship
- The legal status of an adoption
Chicago Government
FMLA-eligible employees of the Chicago Municipal Government enjoy paid parental leave benefits. The city will replace 100% of earnings for up to twelve weeks for a new child’s birth, adoption, foster placement, or surrogacy.
Apply for Chicago paid parental leave benefits by completing all FMLA paperwork as your first step, as you must be eligible under this federal law to qualify for the compensation.
Public Universities
Public universities are quasi-government entities, and many, as indicated by this listing, offer paid parental leave benefits to eligible employees.
- University of Illinois (Chicago, Springfield, Urbana-Champaign)
- University of Chicago
- Western Illinois University
- Northern Illinois University
IL Maternity Leave Length
Many mothers want to know how long legal job protections for Illinois maternity leave last. However, there is no single correct answer because two laws have different qualifying criteria and rules.
Family Medical Leave Act (FMLA)
The FMLA significantly determines how long maternity leave lasts in Illinois by providing a concrete answer (twelve weeks) that applies to approximately 56% of parents.
You must work for a covered employer and be an eligible employee to qualify for the twelve weeks of unpaid time off to bond with your newborn.
Small Businesses
Parents working for small businesses in Illinois must consult their employee handbook to determine how long maternity leave lasts because they may not work for an FMLA-covered employer.
Small businesses with fewer than fifty employees within a 75-mile radius do not have to comply with the FMLA twelve-week requirement. However, ILPLA (see below) might apply.
School Teachers
Most school teachers in Illinois take maternity leave for twelve weeks because public and private primary and secondary schools are “covered employers” under the FMLA regardless of their number of employees.
However, substitute teachers and those newly hired might fail the FMLA employee eligibility tests.
- 12 months of continuous service at the school
- 1,250 hours worked over the preceding 12 months
Pregnancy Leave Act (ILPLA)
The Illinois Pregnancy Leave Act (ILPLA) sometimes affects the length of maternity leave. The ILPLA applies to all mothers without providing a concrete timeframe for the duration of this reasonable accommodation.
ILPLA requires employers to provide reasonable accommodations to women, including these two relevant examples of unspecified length.
- Providing time off to recover from conditions related to childbirth
- Granting a leave necessitated by pregnancy, childbirth, or a related medical condition
Employers with one or more employees must comply with ILPA, meaning every small business must provide reasonable maternity leave accommodations of an unspecified length.
Paternity Leave in Illinois
Paternity leave in Illinois is a great benefit for some new dads and a mediocre one for many others. Fathers can count on many, but not all, of the same programs and laws.
As you will see, new dads have fewer supports for bonding with their newborns, caring for their children, or taking them to doctor appointments.
How Long
Many fathers want to know how long paternity leave lasts in Illinois. However, men have fewer legal protections because only the federal FMLA applies. The ILPLA addresses mothers exclusively.
- Paternity leave job protections are 12 weeks long for FMLA-qualifying fathers (about 56%). They work for a covered employer and meet the employee-eligibility requirement.
- Consult your employee handbook to determine how long paternity leave lasts if you work for a small business not covered by FMLA (less than fifty employees in a 75-mile radius)
Is It Paid
Likewise, many Illinois fathers want to know if paternity leave is paid. Men have less financial support this time because short-term disability is not an option.
Short-term disability does not cover new fathers. Therefore, dads cannot utilize this insurance policy to create paternity leave pay if their employer does not offer the benefit directly.
Many government agencies have paid paternity leave benefits. In contrast, dads employed in the private sector have fewer options unless they work for one of the large employers cited in that section of our article.
