Financial Help Paying for Medical Care Expenses

Even patients with health insurance need help paying for medical care. Deductibles, copayments, and coinsurance leave leftover costs.

But that is not all.

Your insurance may not cover every procedure or treatment. Or, the doctor you want to see may not participate in-network with your plan.

Sometimes, we lose coverage when we need it most – during an extended disability. Learn ways to cope.


Paying for Medical Care Subtopics


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Articles On This Topic

Group of medical professionals looking down at surgical patient

Healthcare FSA: A Bad Credit Medical Financing Alternative

Patients with bad credit histories and low scores face four critical problems when they try to finance a medical procedure. A Healthcare Flexible Spending Account (HCFSA) offers a better alternative for many people. It has high approval rates, no borrowing …
Man in suitpants holding out empty pockets

My Employer Offers Health Insurance, But I Can’t Afford It

My employer offers health insurance, but it is too expensive. This sad refrain has several possible solutions. People with large families and those working part-time or at small businesses can often buy coverage through the exchange. Low-income families, pregnant women, …
Doctor holding sign reading "rising costs" to signify FMLA consequences

What Happens To Health Insurance If You Go On Disability?

People often overlook what happens to their health insurance coverage when they go on disability leave from work. The Family Medical Leave Act (FMLA) and several state-level laws govern the issue. However, these rules apply to only about half of …
Green heart with pink ribbon honoring breast cancer victims

How to Get Cancer Treatment Without Health Insurance

What happens if you get cancer and do not have health insurance? Most patients can still get treatment but run out of money quickly. Fortunately, the United States provides residents with a safety net. Nobody has to go uninsured for …
Stethoscope with red dollar sign

Financial Help for Medical Bills: Grants & Government Programs

Where do you turn for help paying medical bills you cannot afford? No single grant or government program offers the complete answer. However, many resources offer modest financial assistance for qualifying patients with specific needs or certain illnesses. Every penny …